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Everyone wants to learn how to be smart with their money. Here are a few tips I use myself: 1. Examine your expenditure. Right now, go to your account or Mpesa statement and check what you’re spending on. Is all that eating out so necessary? Did you really need that bag? That lipstick? 😂😅 I see you 🧐🧐 Next time you want to spend unnecessarily, just remember how bad you feel rn and master all the self control you can and 👏🏾do👏🏾not👏🏾purchase. 2. Set a bi-monthly financial goal. I find that a weekly goal is too often because some weeks are financially tight (I.e the last week when bills are due ). State how much you’d like to save or put away towards investments. But whatever you do, make sure that you’re staying within your goals and that you are reviewing those goals regularly. 3. Create a savings acc where you can’t touch your money. Every week when I get my paycheck, 40% goes towards savings no matter what. This goes back to point #1 , if you don’t have the money to spend, you won’t spend it, so make sure that the first thing you do with cash received is plan to invest it, or save it. Pls look up high interest SACCOs and banks for this : ) 4. Create multiple streams of income. If you’re trying to level up, you know a 9-5 is not enough. You need a side hustle to a side hustle. And this is where your cash comes in. Learning new skills is an investment so if you can, put your money towards a class, apprenticeship, online class etc. so you can find more ways to create income for yourself - I recommend. @lavishruby and her YouTube vids for recommendations. 5. Take investment risks: cash in the bank just makes investors wealthier. Borrow, invest and grow. Don’t be afraid to take out loans to start or invest in a business. Avoid taking out loans for liabilities like cars. Instead, look for shares, online agribusinesses looking for investors, land, panda maindi. Just take a risk if you’ve done your research and think the investment is worth it 👍🏾🥳 DROP YOUR QUESTIONS BELOW 👇🏾👇🏾 #womenempowerment #moneymoneymoney #financialinfependence #womengetrich #financialindependence #financialfreedom #personalfinance #debtfreecommunity #financialliteracy